Sales Info

Cook’s Simple 3-Step Home Buying Process

Whether you’re looking for a brand-new home, a well-maintained pre-owned home, or even a fixer-upper — our sales agents are ready to walk you through the entire home buying process. We go over everything — from the perks of the community, the cost of manufactured homes, and any needed documents to make it yours.

Once you reach out to us, getting into a manufactured home is as simple as 1-2-3! Cook’s easy 3-step process can get you living in your new home in just a few weeks!

1. Apply to live in a Cook Properties community
   • Found your Cook Properties community? Click APPLY NOW at the top of this page to start the process.
   • Pay a one-time, $20 application fee
   • Provide a copy of your photo ID and proof of income
2. Obtain your financing
   • If needed, work with our mortgage broker partners to find the best financing option for you
     • You are welcome to obtain financing on your own or pay for the home in cash, though we find most of our residents enjoy working with Cook approved providers
   • After analyzing your credit and income, the mortgage broker will determine your down payment and monthly payment amounts
     • Don’t worry – we’ll hold the home you’re interested in during the financing process!
3. Schedule your closing & move in!
   • We assist you with all the closing paperwork and documentation
   • We give you the keys to your new home!

Frequently Asked Questions

• WHAT ARE COOK PROPERTIES REQUIREMENT’S FOR APPLICATION APPROVAL?
  • Credit score of 525 or higher.
  • Income requirements are specific to each park and if you are renting or buying.
    • Buying income requirements: You bring home 4 x the lot rent per month.
    • Renting income requirements: You bring home 3 x the rent per month.
  • In the event you do not meet credit requirements, you can find a cosigner. The cosigner’s credit must be 650 or higher and must also meet income requirements.

• HOW DO I GET BACK INTO MY ACCOUNT AFTER SUBMITTING AN APPLICATION?
  • Click APPLY NOW at the top of this page.
  • Choose Existing Account and login with the email and password you created

• WHY DO I NEED TO ADD EVERYONE 18 YEARS OF AGE OR OLDER AS AN ADDITIONAL APPLICANT IF I DO NOT WANT THEM ON THE LEASE?
  • Everyone who is 18 years or older a bundled screening (credit and background check) will be processed. Each person will need to agree to disclosures at the end of the application which give us permission to process your information.
  • Everyone who is 18 years of age or older is required to be on the lease.

• WHAT ARE THE REQUIRED DOCUMENTS NEEDED FOR MY APPLICATION?
  • Three (3) most recent consecutive pay stubs.
  • A photo of your government issued ID.

• HOW DO I UPLOAD MY REQUIRED DOCUMENTS USING A COMPUTER?
  • Take a picture of your pay stubs and government issued ID with your phone.
  • On the application, click the upload button and select an image on the screen that pops up.
  • Do this for each one of the documents.

• ARE HOMEBUYERS REQUIRED TO GET INSURANCE FOR THEIR HOME?
  • Yes.  Cook Properties does not provide any type of insurance which would protect the occupants’ home or personal property from loss by fire, theft, or any other type of casualty loss.
  • ALL Residents must have Homeowners or Renters insurance listing the communities LLC as “Additionally insured.”
  • Your policy needs at least $300,000 of liability coverage.

• HOW DO I PAY RENT ONCE I’VE MOVED IN?
  • Click PAY RENT at the top of this page
    • You’ll log in using the email and password you created to submit your application.
  • You can make a one-time payment or set up recurring monthly payments.

• WHAT IF I DON’T OWN A COMPUTER OR DON’T LIKE TO PAY ONLINE?
  • We also accept checks, money orders and bank checks for tenant payments.
  • You will make your check payable to your Community’s LLC. You can find this information on your lease.
  • Just remember your payment needs to be in the office by the 10th of every month. If it is received after the 10th of every month, your account will be assessed a late fee.
  • If checks are returned to us for any reason, including non-sufficient funds, your account will be assessed a $40.00 service fee.

Need to learn more about our process? Want a rough estimate of the cost of manufactured homes in various parks?

Discover How It Works »